Motor Vehicle Insurance

Tailored Protection for Your Vehicles - From Daily Drivers to Exotic Collectibles

Your vehicles are more than just a means of transport—they’re a reflection of your lifestyle, success, and standards. Whether you drive a premium sedan, high-performance sports car, classic collectible, or luxury SUV, your insurance should be as bespoke and high-value as the vehicle itself.

At Salus Risk, we offer motor vehicle insurance solutions designed specifically for discerning individuals who demand the best.

What Does Motor Vehicle Insurance Cover?

Our cover includes, but is not limited to:

Comprehensive Cover

Protection against accidental damage, theft, hijacking, fire, hail, malicious damage, and third-party liability.

Exotic & High-Performance Vehicle Cover

Specialised insurance for high-value, rare, or imported vehicles—professionally valued and underwritten.

Custom Accessory & Modification Cover

Ensures custom features, rims, audio systems, and other additions are accurately covered.

Car Hire, Roadside & Concierge Services

Stay mobile with premium service options during claims or breakdowns.

Agreed Value Policies

For classic and exotic vehicles, we offer agreed value cover—so you know exactly what payout to expect in the event of a total loss.

Contact us for Motor Vehicle Insurance tailored to your specific needs.

Why It Matters

Avoid Underinsurance

Standard policies may not cover the true replacement value of your vehicle. We ensure accurate valuations and expert underwriting.

Speedy Claims Support

Through our trusted insurer network, we facilitate claims that are handled swiftly and professionally.

Lifestyle-Oriented Protection

Our solutions are built around your real needs—whether you own multiple vehicles, travel frequently, or store cars at multiple residences.

Why Choose Salus Risk?

As an independent brokerage, we have the freedom to compare and select from South Africa’s top-tier insurers—ensuring you get the most comprehensive cover at the most competitive rates.
We understand the luxury vehicle market and we structure policies that do more than protect your car—they protect your investment, convenience, and peace of mind.
Drive with confidence—your vehicle deserves more than ordinary insurance